Overdraft

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Overdraft

Apna Finserv Overdraft: Your Key to Financial Flexibility

Unlock financial flexibility with Apna Finserv’s Overdraft Facility. Enjoy a pre-approved credit limit for instant access to funds, competitive interest rates, and a revolving credit line. It’s a quick and flexible solution for managing your financial needs.

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Frequently Asked Questions (FAQs)

An Overdraft Facility is a financial arrangement that provides individuals and businesses with a pre-approved credit limit for flexible fund access.

Borrowers can access funds up to the approved credit limit as needed. Interest is charged only on the utilized amount, and repayments are flexible.

Apna Finserv’s Overdraft is available for both individuals and businesses. Eligibility is determined based on factors like creditworthiness, income stability, and compliance with requirements.

Apna Finserv provides both secured and unsecured overdraft options. Collateral may be required for secured overdrafts.

The Overdraft Facility offers instant access to funds up to the approved credit limit, providing a quick solution to immediate financial needs.

Yes, borrowers can usually prepay or close the Overdraft Facility. Prepayment charges may apply.

Over Limit Charges may be imposed if the borrower exceeds the approved credit limit.

Additional charges may include processing fees, renewal charges, late payment charges, and others. Details are outlined in the terms and conditions.

Yes, Apna Finserv’s Overdraft Facility is suitable for both personal and business needs, providing versatility in fund utilization.

Applicants can apply for the Overdraft Facility through the official channels of Apna Finserv. The application process typically involves submitting necessary documents and undergoing eligibility assessment.